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Guest Blog: 5 Reasons It Is Important for Senior Citizens to Have a Medicare Plan

As we age, it becomes increasingly important to have a solid healthcare plan in place. Medicare is one of the most popular healthcare plans available for senior citizens, and there are many reasons why it is important to have coverage through this program. For instance, Medicare can help to cover the costs of hospital stays, doctor visits, and even prescription medications. Another reason Medicare is so important is that it can help fill in the gaps left by other types of insurance coverage. For example, if you have private health insurance, some services may not be covered by your plan. Medicare can help to cover those costs so that you don’t have to worry about them. Here is a look at five reasons senior citizens need a Medicare plan.

1. Cover the Costs of Hospital Stays

Senior citizens are prone to a variety of health issues that can require hospitalization. These issues include strokes and heart attacks, broken bones, and pneumonia. Medicare can help to cover the costs of these hospital stays, which can be very expensive. If you go without coverage, you may have a large hospital bill you will be responsible for paying. In cases where a senior citizen is sent to a nursing home after a hospital stay, Medicare can also help cover the stay’s costs.

2. Cover the Costs of Doctor Visits

As we age, we tend to see the doctor more often. This is due to various health issues that can come up as we get older. For instance, we may need to see the doctor for routine checkups and more serious problems. Medicare can help cover the costs of these doctor visits, saving senior citizens a lot of money. In addition, Medicare can also help to cover the costs of preventive care, such as mammograms and screenings for colon cancer. You don’t want to go without this coverage, as it could cost you a lot of money in the long run.

3. Cover the Costs of Prescription Medications

Another important reason senior citizens need to have a Medicare plan is that it can help cover the costs of prescription medications. As we age, we tend to take more prescription medications than we did when we were younger. This is due to various health issues that can come up as we get older. Medicare can help cover the costs of these medications, saving senior citizens a lot of money. Medicare can also help cover the costs of generic medications, which can be even cheaper than brand-name medications. However, it is important to note that Medicare covers not all drugs. You will need to check with your specific plan to see what is and is not covered.

4. Cover the Costs of Vision and Dental Care

Another important reason senior citizens need to have a Medicare plan is that it can help cover the costs of vision and dental care. Senior citizens need to see the dentist more often than they did younger. This is due to various health issues that can come up as we get older. Additionally, senior citizens often need glasses or contact lenses as they age. Medicare can help cover the costs of these vision and dental care services, saving senior citizens a lot of money.

5. Cover the Costs of Hospice and Home Health Care

Finally, another important reason senior citizens need to have a Medicare plan is that it can help cover the costs of hospice and home health care. Omaha Insurance solutions understand that the end of life can be difficult for individuals and their families and they make it easier to pick a medicare plan that will help with any cost there might be. Insurance companies offer hospice and home healthcare coverage through different medicare plans. Hospice care can help to provide comfort and support for those nearing the end of their life. Home health care can help provide care for those unable to care for themselves. This coverage can be very beneficial for the individual and their family.

Conclusion

There are many reasons why senior citizens need to have a Medicare plan. If you or someone you know is a senior citizen, it is important to ensure that you have a plan. Omaha Insurance can help you to find the right Medicare plan for your needs.

By Jim|2025-06-27T10:36:25-05:00July 2nd, 2025|Dr. Mauk's Boomer Blog, News Posts|Comments Off

8 Fun Activities for Seniors with Mobility Issues

Do mobility issues have your aging parent down in the dumps? Losing the ability to get around independently can definitely strike a blow to confidence and wellbeing levels. Mobility issues don’t need to stifle a senior’s sense of purpose or enjoyment of life though. Don’t miss these 8 fun activity ideas for seniors with mobility issues:

Board games – bring on the board games and give your loved one a cognitive boost. Everything from cards to Scrabble to Monopoly, Dominos, and Checkers is a great place to start. Stock up on gently used board games from local re-stores like Goodwill and invite friends and family to join in on the fun.

Puzzles – putting puzzles together stimulates critical thinking and problem-solving skills as well as engages spatial awareness and concentration. Don’t reserve your fun to jigsaw puzzles either; games like Sudoku and Jenga have similar brain-boosting effects too!

Cooking – maybe standing at the stove to stir a big pot isn’t feasible, but mixing a green salad at a lower table is. Or helping scoop cookie dough onto a baking sheet. Cooking with your aging parent not only gives them something fun to do but helps them feel like a productive contributor in the home too.

Chair exercises – routine workouts are critical for all older adults, even people who are limited to canes, walkers or wheelchairs. Physical fitness helps prevent unwanted weight gain and lifestyle diseases like diabetes and heart disease. Guides to chair exercises and exercises for those recovering from injuries like fractured hips can be found online.

Art project – get the creative juices flowing and find an art project geared towards your loved one’s interests. Perhaps it is painting on a canvas, collaging, knitting, coloring, making jewelry, or even simply framing family photos – the act of creating something can is truly invigorating.

Planting – potting plants is easy and accessible when your loved one can sit in a chair at a table. Mixing soil, placing plants inside pots, and even snipping dead leaves or picking herbs are monthly activities that your loved one can do with minor assistance.

Reading – Nothing beats a good book. If your loved one is unable to hold a book or see words on a page, audiobooks are a great alternative (and can be borrowed for free at your local library).

Video chatting – for seniors with mobility limitations, social isolation is a very prevalent and dangerous reality. Technology makes it easy, however, to connect with friends and family near and far via free services like Skype, Google Hangouts or Facetime. You simply need a smartphone or webcam with speakers for your computer.

By Jim|2025-01-02T12:59:21-05:00January 8th, 2025|Dr. Mauk's Boomer Blog, News Posts|Comments Off

Guest Blog: Inexpensive, Fun Activities For Seniors

Whether you’ve recently retired, are planning to retire soon or are facing an unknown future where retirement seems virtually impossible, when you’re living on a fixed or tight income, you’re always looking for ways to save money. Plus, since one of the first areas to get cut when the budget is tight is entertainment, you may wonder how can you still have fun, without spending a fortune. To answer that question, here’s a list of inexpensive activities that could be perfect for you!

Attend Free Events. From free nights at the museum to local art gallery showings in town, keep your radar on for free activities in the area that you might enjoy. Most cities will host free lectures, concerts, movie nights and other activities from time to time.

Start a Club or Discussion Group.

Take Advantage of Community Centers and Libraries. Rent movies or check out books at the library, and go for walks at the local community center track. Within your specific city or town, find what other amenities are available to you and decide to make the most of them, either on your own or with a friend.

Volunteer in the Community. Volunteering not only makes you feel good about helping others, but it also connects you with people in the community and often qualifies you for some cool, cash-saving perks. Whether it’s free food when you’re volunteering at the local school district or a place to socialize when you’re serving as a greeter at the hospital, volunteering helps you reach outside yourself and have fun in the process.

Host Potlucks. Rather than always going out to eat with friends, try hosting potlucks where everyone brings a dish to pass. You’ll only need to make one dish, still have the fun of socializing with friends or loved ones, and save a bundle in the process.

Enjoy the Outdoors. Go to the park, take walks on trails at the forest preserve, plan a picnic or watch a local Little League game. Getting outside is not only good for your spirits, it’s usually inexpensive too!

Mark Westerman is the Chief Marketing Officer for CareOne, Inc., a provider of debt relief services nationwide.

By Kristen Mauk|2024-07-29T11:25:31-05:00August 17th, 2024|Dr. Mauk's Boomer Blog, News Posts|Comments Off

Guest Blog: The Secret behind the Bond of Senior Citizens and Pets

The research demonstrates the importance of pets in older individuals’ well-being and life expectancy. The aim of developing measures is to ensure that older adults can sustain a high level of health and well-being must include approaches that encourage the importance of pet-senior relationships.

One can be very socially isolated in old age. Nearest and dearest as well as mates shift somewhere or may die of old age, and it becomes increasingly tough to engage in once-loved hobbies. But there is one source of comfort and affection that helps seniors in many ways. These pets need affection and care, but they will surely offer their owners as much or more love in return. These should be handled nicely and taken care of as well. One can find lots of tips online on PetSafe’s official website that guides regarding pet handling and health concerns.

Researches have also shown that it can be physically and psychologically helpful for people of any age to own a pet. For elderly people, only 15 minutes of animal interaction causes a metabolic chain of events in the mind, reducing the stress and anger hormone, cortisol, and increase the release of the happiness hormone serotonin.

Pets are buddies, partners, mental state boosters, and perfect for fitness and social connections. Dogs and cats can add profound meaning to the life of an elderly person.

Let’s discuss few benefits of keeping pets for seniors

This reduces loneliness by having an animal companion with you. Some pets make perfect friends for traveling, as well. The elderly with pets have less anxiety than the elderly without pets. You get a chance to interact with other fellow humans as you take your dogs outside for a walk. And maintaining better relations with people around you is good for mental health so that pets implicitly make you more social. Pets allow you to frequently wake up, eat, work, exercise and sleep. Routines provide the objective and rhythm of your day that is helpful for dealing with depression.

Keeping pets can keep you healthy.

Let’s dive deeper into few health benefits associated with having animal companions:

Heart Benefits

Those with dogs or cats are less likely to suffer from coronary heart disease. Pet owners have much higher chances of surviving the heart attack, lesser resting pulse rate, and blood pressure. Also, it is being shown that pet owners have smaller increases in heart rate and blood pressure in reaction to stress and anxiety, and faster recovery from stress.

Mental Health Benefits

Many older adults are isolated, and dog walks can assist them to interact with others. Plus, when the house itself is quiet, a pet friend becomes a center of affection, which decreases the sense of loneliness.

It turns out that pets are a big inspiration for their owners. In general, dogs are perfect for inspiring owners to exercise, which can be good for depressed people. They can help to relax and ease the mind by petting, lying next to an animal, or playing. Pets are like members of your family and give you a sense of being the one with whom you can share your everyday routine.

Active and sound body

A person who walked with pets increased their usual walking pace and duration and was much more inclined to go out for a walk than others who walked with a human partner. Human partners sometimes discourage one another from walking. In addition, dog-walking was correlated with lower body mass index, no other commitments in daily life, fewer medical visits, more regular moderate exercise.

For elderly people, other advantages of pet companionship also include decreases in blood pressure, cholesterol, and pulse rate. A study revealed that seniors who’ve had pets are 21 percent less likely to visit the doctor’s office and exhibit reduced symptoms of aging.

Seniors’ Pet Therapy

Those working to care for the elderly claim that walking and pampering the pet, helps seniors come out of their isolation, offers mild exercise and cardio, as well as provides a way to feel valued and engage with the world. Pet therapy can also assist with the Sundowners Syndrome of Alzheimer’s. For older individuals with Alzheimer’s disease, nighttime can be very disturbing and discomforting. This is when certain people with Alzheimer’s decision to run away or leave their families. Having those with Alzheimer’s associated with and distracted with a pet can prevent this problem.

By Jim|2024-07-29T11:21:53-05:00August 1st, 2024|Dr. Mauk's Boomer Blog, News Posts|Comments Off

Guest Blog:Tips For Moving Senior Citizens

Moving from one home to another is seldom easy — in fact, it’s considered one of the most stressful life events people experience. However, the process can be especially tough for senior citizens. Whether you’re an older adult about to leave your long-term home or you’re the child of a senior getting ready to help a parent leave his/her home, here are some important tips to keep in mind:

Acknowledge Emotions. Anytime you’re talking about leaving a long-term home, you’re talking about more than changing addresses. Saying goodbye is hard. Instead of ignoring the sadness that accompanies such a move, process it. Remember, it’s normal to feel some sadness, whether you’re moving into an assisted-living facility, in with relatives or simply to a smaller place.
Pare Down Possessions. When it comes down to the physical moving process, the less you have to move, the easier the transition. Rather than packing every worldly possession and forcing yourself to organize later, take the time now to downsize. Go through all your furniture, knick-knacks, mementos, gadgets and so on, and determine whether you’ll truly need those items in the new place. Separate everything into “keep,” “give away” and “trash” piles. If you don’t want to hand down or donate certain items, plan a garage sale to get a little extra cash in the process.

Hire Professional Movers. Don’t endure unnecessary stress by managing the moving process alone — hire movers. Find a company that specializes in assisting with smooth transitions, and enlist its help to transport furniture and boxes to their intended destinations. If some things are going to a new home and others are going to friends and family, communicate to your moving company which items go where.

Pack an Overnight Bag. Set aside a few changes of clothes, important toiletries, towels and sheets to have with you for that first night or few nights in your new home. Instead of rifling through boxes and feeling overwhelmed with all there is to unpack, there will be a little normalcy — even when you’re still getting settled. Other good items to bring are a first-aid kit and flashlight.

Moving as a senior citizen isn’t easy, but it can be a smoother, more pleasant experience with a little planning. Use the tips above to aid your upcoming move.

Chris Crompton is a marketing manager for TSI, a leader in the shipping and freight industry since 1989. TSI offers low rates and professional service on long distance small moves and shipments.

By Dan Easton|2024-02-01T14:36:19-05:00April 5th, 2024|Dr. Mauk's Boomer Blog, News Posts|Comments Off

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