Dr. Mauk’s Boomer Blog

Each week, Dr. Mauk shares thoughts relevant to Baby Boomers that are aimed to educate and amuse.

Guest Blog: 5 Reasons It Is Important for Senior Citizens to Have a Medicare Plan

As we age, it becomes increasingly important to have a solid healthcare plan in place. Medicare is one of the most popular healthcare plans available for senior citizens, and there are many reasons why it is important to have coverage through this program. For instance, Medicare can help to cover the costs of hospital stays, doctor visits, and even prescription medications. Another reason Medicare is so important is that it can help fill in the gaps left by other types of insurance coverage. For example, if you have private health insurance, some services may not be covered by your plan. Medicare can help to cover those costs so that you don’t have to worry about them. Here is a look at five reasons senior citizens need a Medicare plan.

1. Cover the Costs of Hospital Stays

Senior citizens are prone to a variety of health issues that can require hospitalization. These issues include strokes and heart attacks, broken bones, and pneumonia. Medicare can help to cover the costs of these hospital stays, which can be very expensive. If you go without coverage, you may have a large hospital bill you will be responsible for paying. In cases where a senior citizen is sent to a nursing home after a hospital stay, Medicare can also help cover the stay’s costs.

2. Cover the Costs of Doctor Visits

As we age, we tend to see the doctor more often. This is due to various health issues that can come up as we get older. For instance, we may need to see the doctor for routine checkups and more serious problems. Medicare can help cover the costs of these doctor visits, saving senior citizens a lot of money. In addition, Medicare can also help to cover the costs of preventive care, such as mammograms and screenings for colon cancer. You don’t want to go without this coverage, as it could cost you a lot of money in the long run.

3. Cover the Costs of Prescription Medications

Another important reason senior citizens need to have a Medicare plan is that it can help cover the costs of prescription medications. As we age, we tend to take more prescription medications than we did when we were younger. This is due to various health issues that can come up as we get older. Medicare can help cover the costs of these medications, saving senior citizens a lot of money. Medicare can also help cover the costs of generic medications, which can be even cheaper than brand-name medications. However, it is important to note that Medicare covers not all drugs. You will need to check with your specific plan to see what is and is not covered.

4. Cover the Costs of Vision and Dental Care

Another important reason senior citizens need to have a Medicare plan is that it can help cover the costs of vision and dental care. Senior citizens need to see the dentist more often than they did younger. This is due to various health issues that can come up as we get older. Additionally, senior citizens often need glasses or contact lenses as they age. Medicare can help cover the costs of these vision and dental care services, saving senior citizens a lot of money.

5. Cover the Costs of Hospice and Home Health Care

Finally, another important reason senior citizens need to have a Medicare plan is that it can help cover the costs of hospice and home health care. Omaha Insurance solutions understand that the end of life can be difficult for individuals and their families and they make it easier to pick a medicare plan that will help with any cost there might be. Insurance companies offer hospice and home healthcare coverage through different medicare plans. Hospice care can help to provide comfort and support for those nearing the end of their life. Home health care can help provide care for those unable to care for themselves. This coverage can be very beneficial for the individual and their family.

Conclusion

There are many reasons why senior citizens need to have a Medicare plan. If you or someone you know is a senior citizen, it is important to ensure that you have a plan. Omaha Insurance can help you to find the right Medicare plan for your needs.

 

By |2025-06-27T10:36:25-05:00July 2nd, 2025|Dr. Mauk's Boomer Blog, News Posts|Comments Off on Guest Blog: 5 Reasons It Is Important for Senior Citizens to Have a Medicare Plan

Guest Blog: Romance can spark retirement planning

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Romance is an exciting prospect to pursue during the retirement years. In fact, a study conducted by Merrill Lynch and Age Wave revealed that 69% of retirees find romantic activities a priority during the golden years.

Of course, proper retirement planning is needed in order for couples to make time for love. It can’t be stressed enough that 70% of people age 65 years and above is expected to receive some form of long term care in the future. And a long term care insurance (LTCI) basically covers that particular need.

Now, the great thing about planning early for long term care is that not only will partners be able to receive care when they need it. Couples preparing together can also strengthen their relationship. A stronger bond with each other effectively prevents any arguments that spouses may encounter in the future. Planning, in a way, sets one’s hopes and expectations for the romantic ride in the next couple of years.

As a couple, setting your sights on some romantic retirement activities can be a motivational tool for you both to prepare for your tomorrows. Here are some suggestions you may want to do together:

Travel

Experience unforgettable moments by exploring new places. It doesn’t need to be far – the important thing is you’re together in a strange and exciting place!

Higher Education

Bring back the wonders of school romance by pursuing higher education. Aside from having the chance to pass love notes in class, the knowledge gained from school can be used for possible business opportunities during retirement.

Movies

Retirement means more time with each other. So grab some popcorn and enjoy watching some romantic movies together.

Cooking

Food is the way to a man’s (or even a woman’s) heart. Enjoy whipping up some meals for each other.

Health

Keeping fit is better when done with a partner. Even something as simple as walking together in a park should keep you and your date fit and happy.

Go on a Date

Even single retirees can join in the fun.  Retirement can be a good time to meet, mingle, and spend time with a new and special friend.

And the list goes on. No matter which activity you and your spouse may want to do, an LTCI will grant the security in case something dire happens. Make sure to get a suitable LTC coverage for your romantic retirement getaways today.

Author Bio: Violet Swenson is the Online Content Director at LTC Global Agency, a reliable provider of long term care insurance since 2002. Our strong partnerships with top companies across the country help us deliver the most competitive products in the industry.

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By |2025-06-27T10:36:12-05:00June 30th, 2025|Dr. Mauk's Boomer Blog, News Posts|Comments Off on Guest Blog: Romance can spark retirement planning

Guest Blog: How Do Seniors With Alzheimer’s Handle Change?

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When seniors develop diseases affecting cognition, like the various kinds of dementia, caregivers typically make an effort to make their living environment as safe and comfortable as possible.  Sometimes caregivers make lots of changes to a senior’s living space, with the best intentions of helping them.  However, this can have a two-sided effect, because seniors with mentally deteriorating illnesses can find change to be a confusing or frightening thing.  Caregivers might change the entire layout of a house, remove everything that could be a hazard, or add numerous locks to provide security.  Changes like these can actually prove to be disorienting for a senior, in addition to being helpful.  So the question becomes, how much change can seniors with Alzheimer’s handle?

 

It’s typical to find instances where seniors have lived in the same home for decades, and have a curious ability to navigate the living space with a sort of muscle memory after memory-harming diseases like Alzheimer’s set in.  Routine is very important to the delicate psyche of an elder with dementia, so finding the perfect balance of what to change for their own good can be tricky.  Making abrupt overwhelming makeovers to their home’s layout can make them flustered and end up actually making  it more difficult for them to get around, adding to their impaired cognition. So it is best to maintain an environment that is familiar as much as possible.  And make any alterations subtly and slowly over time.

 

The necessity to make changes will depend of the severity of a senior’s individual case.  If the Alzheimer’s is in the mid to late stages and a senior is wandering out of the home constantly, then immediate action to prevent hazard is surely appropriate.  Installing door alarms or adding locks can be great helps. If a senior with dementia typically kept a messy household, then the mess may add to their unease or make it easier to trip and fall.  De-cluttering their living space can be advantageous in these cases.

 

Thus, change will surely be necessary at times.  Though it is advisable to make changes as gradually and calmly as possible, to avoid overwhelming or distressing what was comfortable, normal, and assuring to the mind of a loved one with dementia.  Routine is key for security in these instances.  It may also be helpful to make sure you let them see when you move something, or set their things some place, to help then more easily adapt to the change.

 

By |2025-06-05T16:26:28-05:00June 29th, 2025|Dr. Mauk's Boomer Blog, News Posts|Comments Off on Guest Blog: How Do Seniors With Alzheimer’s Handle Change?

Guest Blog: Tips for Making a Home Safer for Seniors

With growing age, keeping up with daily activities can become difficult. Aging seniors cannot do basic chores like cooking and cleaning and even moving around in their homes can sometimes become difficult. Taking care of your aging parents is a noble task, but due to current lifestyles, it has become challenging for children to take care of parents. Since you cannot be with them 24/7, you can change at home to make their lives easier and to avoid accidents. The good news is, now you can get help with your senior care in Dallas or any other city across cities across the nation. There are great options for senior care to simplify and improve your life, putting everyone’s mind at ease.

Here are five of the top things you can do to make life easier for seniors living in their own homes.

  1. Create a fall free zone.

Older people have increased risks of falling or slipping even from the smallest things. The following simple changes can reduce the chances of tripping:

  • Install a cordless or cell phone instead of using a traditional telephone.
  • Remove throw rugs from the home, as they can be hazardous for people using walkers.
  • Place electrical cords for the TV, modem, and telephone should correctly to avoid tripping.
  • Obtain an alarm bracelet or necklace that sends alert to emergency services with a push-button.
  • Encourage the use of a cane or a walker at all times instead of holding onto walls and furniture.
  • Purchase non-slippery footwear or flat, thin-soled shoes that fit well.
  • Change floorings from tiles to wooden.
  • Create a secure place for pets, so that they do not clutter things in the hallway or the living room.
  1. Teach older adults fire safety tips

The kitchen is a potential area where seniors are at risk of getting burnt. Here are things you can do to prevent danger from fire:

  • Set up the kitchen so that everything is easily accessible.
  • Install a smoke detector and check its battery regularly.
  • Replace faulty appliances.
  • Avoid putting too many electrical wires in one socket.
  • Instruct them to call 911 to put out a fire.
  • Instruct them to avoid smoking in bed.

In case you feel that getting a caregiver is a better resource for your aging parents, you may contact a trusted provider for senior care in Dallas or your local area.

  1. Reduce the risk of bathroom slips and falls. 

A risk assessment of the bathroom identifies the potential dangers of slips and falls and highlights any further controls needed to ensure seniors’ safety.

  • Set the water heater at no more than 120 degrees Fahrenheit to prevent scalding.
  • Add support and grab bars in the bathing area and near the toilet to assist more natural movement.
  • Place a rubber mat in tubs to avoid slips due to water.
  • Install chairs and bars in the tubs to reduce the risk of falling in the bathroom.
  • Install better lighting or sensory lights in hallways and bathroom areas.
  1. Protect them from strangers.

Older adults are an easy target for scams and crime. You can protect them from these risks by teaching them a few tips:

  • Don’t welcome strangers in the house for any reason.
  • Don’t be fooled by strangers in uniform or with an identification badge. Call 911 immediately.
  • Install security cameras and an alert system so they as well as you can check who is at the door.
  • Teach your loved ones the emergency contact information.
  • Tell them not to give personal information on the phone.
  1. Arrange for in-home caregiver services.

 Most cities and towns across the United States (New York, D.C., Seattle, Phoenix, etc.) now offer in-home caregiver services through agencies like Ultimate Home Health Care in Dallas, Texas. This is a convenient service, because you can simply call to arrange 24/7 caregiver support, just when you need it. That means your aging parents or grandparents can maintain their independence and stay in thir home longer, getting expert care with all of the comforts they enjoy.

Senior care in Dallas is only a phone call away and is always available for your aging parents or grandparents. Ultimate Home Health Care is a great agency to consider for seniors in the Dallas area. Ultimate provides the best 24/7 caregiver services sent directly to the homes of seniors in need of help throughout the DFW area in North Texas. From cooking meals to providing transportation to social events, you can trust Ultimate Home Health Care’s caregivers to assist your parents with love and care.

 

 

 

 

 

 

By |2025-06-27T10:35:20-05:00June 27th, 2025|Dr. Mauk's Boomer Blog, News Posts|Comments Off on Guest Blog: Tips for Making a Home Safer for Seniors

Guest Blog: What We Can All Do About Rising Healthcare Costs

 


Healthcare costs are skyrocketing at record rates. This is making it less affordable than ever for Americans to get the care they need. It’s particularly hard for the most vulnerable of our population, seniors and lower-income families. In 2017, U.S. healthcare costs equalled over $3.5 trillion. That’s a number we should all be worried about. Here’s what we can all do about rising healthcare costs.


Image via Pexels

Utilize Low-Cost Health Insurance
The first thing we can all do is look for low-cost health insurance options. For most, this means using a program like Medicare or Medicaid which is available to seniors or those who match certain income requirements.

Aside from federal programs, many families choose a high-deductible plan which costs less on a monthly basis but will still provide protection in emergency situations. This type of plan is known as an emergency plan, and it’s a good option for families who don’t expect to need regular treatment. Visit HealthMarkets´ list of low-cost health insurance companies for more information.

Take Advantage of Telemedicine
Another option is to stop seeing a traditional doctor for smaller problems. Today, you can reach a medical professional on your smartphone in just a few clicks. It’s faster, less expensive, and you don’t even need insurance in many cases.

Telemedicine can help with anything from therapy to the common cold. You can even get prescriptions through apps nowadays, and this saves both time and money.


Image via Pexels

Prepare for the Future
Finally, we should all be preparing for the future. Unfortunately, many seniors find themselves unable to afford the right healthcare. We should all be saving today to prepare our families for a future in which we need more funds to afford healthcare.

In the meantime, we should talk to our politicians about finding new solutions to the healthcare crisis. From electing officials who focus on healthcare solutions to calling your congress representatives, every little action matters.

What are you doing to fight the rising healthcare costs? If you’re not prepared, you could find yourself facing a bad financial situation. Take these steps above today to protect your health. It’s the most important thing you have.

By |2025-06-05T16:25:54-05:00June 24th, 2025|Dr. Mauk's Boomer Blog, News Posts|Comments Off on Guest Blog: What We Can All Do About Rising Healthcare Costs
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