As Americans age, they must face the prospect of what to do when maintaining their independence is no longer recommended or feasible. The following resources from Senior Care Central will help you and your family figure out how best to make decisions about retirement communities, assisted living facilities, and nursing homes.
How Do I Know When to Make a Change?
Sometimes it is difficult to know when it’s time to change your living arrangements or those of an aging loved one. Check out these sources for help in knowing when the time is right.
- Consumer Affairs lists 17 signs that it may be time to consider assisted living.
- If you’re still unsure about moving into senior care, perhaps aging in place is an option, at least for a little while.
How Do I Know a Facility is a Good One?
Once you are certain a senior care option is necessary, you have to choose the location. However, there are so many facilities in operation that it can be difficult to tell which one is best for you or your loved one. Utilize these tools to make sure you’ve made the best choice.
- There are several websites that rate retirement communities, so be sure to take these reviews into consideration.
- However, many people are more comfortable with consumer reviews, so don’t neglect this source of information.
- It also doesn’t hurt to check out what government inspection procedures are and to make sure the facility you’re considering has few if any citations against it.
How Do I Pay for Long-Term Senior Care?
It is hard enough figuring out senior care without even considering the costs associated with it, but sooner or later, the price of assisted living must be taken into consideration. Fortunately, there are many ways to make the cost affordable.
- Today’s low VA home loan rates make refinancing — and using the proceeds to pay for care — an attractive option.
- Understand what Medicare and Medicaid do and do not provide in terms of assistance.
- Look into the benefits of Long-Term Care Insurance (LTC).
It may not be pleasant as you investigate options for senior living, but it will likely be necessary. The process can be confusing and stressful, but the resources discussed in this article will make the process a little easier to understand and navigate.