Jim

About Jim

CFO - Senior Care Central, LLC

Guest Blog: Should We Be Saving for Our Care in Old Age?

bigstock-Portrait-of-a-cheerful-old-cou-20181236

‘Carpe diem’ is a phrase that you’ve no doubt heard before. Your grandchildren might be announcing instead that ‘YOLO – you only live once’. The message is simple – live each day as though it’s your last, you never know what’s around the corner. According to those phrases, saving for old age might be a waste of money. We never know if we’ll make it to retirement, or how far into our retirement years we’ll get. Aren’t there more important things to be spending our money on than our old age care? Should we be saving at all?

What are your future prospects?

As much as you might convince yourself that you never know what lies ahead, the reality is that you can assume that you’ll live to see old age. Thanks to medical advances, more and more people are living full and healthy lives past an age that would previously have been considered to be ‘old’. After those healthy years, in many cases, come the not-so-healthy years when medical costs and care costs increase.

If you’re trying to convince yourself that saving isn’t worthwhile because you might not ever be ‘old’, bear in mind that by 2030 it is expected that 1 person out of 5 in the U.S. will be 65 or over.

Should you save for old age?

Your future is unknown. A majority of people pay a small fortune in costs for their care when they reach old age. The amount of support available could increase by the time you’re there, or it could dramatically decrease. It is far better to assume the latter and be prepared for every eventuality than to assume that you’ll have financial support and then discover later on that you don’t.

As you age, you may become less able to earn money and may be less capable of making your own decisions. If you don’t prepare in advance, then the eventual burden of your old age care will fall to your loved ones. By saving for old age, you are able to ensure that you get the best place to live, the best support and the best medical treatment, without impacting on the finances and livelihoods of younger family members.

Ecuva is an online health and wellness store where customers can purchase daily living aids, disability aids and items that can make old age easier, more comfortable and more independent.

By |2022-07-30T11:43:41-05:00August 15th, 2022|Dr. Mauk's Boomer Blog, News Posts|Comments Off on Guest Blog: Should We Be Saving for Our Care in Old Age?

Sonya Grace: 7 Health Tracking Devices Perfect for Seniors

 

Advancements in technology have changed how people of all ages monitor their health. While the latest gadgets are generally seen as a trend aimed at younger generations, senior citizens have also reaped the benefits of health tracking devices. Here are seven health tracking devices perfect for seniors:

Fitness Trackers

Best for Seniors explain that fitness trackers show health related metrics like sleep quality, heart rate, and steps taken. In some cases, they even help the user reach a specific health goal.

Personal Emergency Response

This wearable gives the wearer an easy, quick, and convenient way to call for help in case something is amiss with their health. If they feel a shortness of breath all they need to do is press a button to call for attention.

Senior Safety Systems

These wearables track the activities of seniors to establish their activity patterns. They can then identify any abnormalities that will alert the doctor to irregularities.

Home Fall Detection System

Falls are a big concern for people in their old age, and this is where detection systems come in. These small wearable sensors detect falls and will instantly send out an alert that will bring help.

Medication Alerts

Medicines are a big part of life for those already in their golden years. These devices send out notices that make sure that the medicine is not forgotten and taken at the right time.

GPS Trackers

Seniors suffering from degenerative conditions need to be constantly monitored as they might wander aimlessly and get lost. GPS trackers help in this regard as they can let family members or carers keep track of them all the time.

Virtual Reality

Virtual reality is helping many different industries break new ground.Coral’s article on technology’s impact on sports details how VR is now changing how professional teams train. For instance, NFL quarterbacks are now using the technology to practice additional repetitions. This very same tech is also being used to improve and track the health of seniors. VR Fitness Insider reports that virtual reality helps seniors be more active without the need to leave their home. All they need to do is put on a headset and enjoy! They will also get a digital record of the exercise session.

Sure, the aforementioned health trackers may be perfect for seniors, but nothing will ever beat the attention and love that you, as a relative, can provide.

 

By |2022-07-30T11:43:00-05:00August 11th, 2022|Dr. Mauk's Boomer Blog, News Posts|Comments Off on Sonya Grace: 7 Health Tracking Devices Perfect for Seniors

Guest Blog: How to Help Your Elderly Loved One Find the Best Medicare Plan

The best plan is of significant concern if you want to sign up an older relative for Medicare. Although many different Medicare plan alternatives are available, your ideal plan will depend on your loved one’s financial and medical status.

Fortunately, you can compare the benefits and drawbacks of each Medicare plan to determine which one is best.

Medicare Part A

Part A deals with hospital services, such as hospice care, brief stays in skilled nursing facilities, restricted home healthcare visits, and inpatient hospital treatment.

Medicare Part B

Part B offers general medical care, including illness prevention, detection, and treatment services. Additionally, it covers the costs of emergency hospital visits and medical transportation.

Medicare Part C

Private insurance providers provide Medicare Advantage, commonly referred to as Part C. Prescription medications, Part A and Part B, and extra medical services like dentistry and eye care may also be covered.

Medicare Part D

Prescription medication expenditures are partially covered under Part D. Private insurance services provide these plans as an upgrade to basic Medicare.

Medigap

Medigap, or Medicare supplemental insurance, is a supplement to original Medicare that assists in defraying out-of-pocket medical expenses.

Compare the Alternatives for Medicare

Selecting a plan that satisfies your medical and finances can find the best Medicare plan for you. Consider Medicare with several medicare quotes to provide people and families that are worried about their insurance needs peace of mind.

Original Medicare

Medicare sections A and B make up Original Medicare. This pays for the majority of required medical bills for many Americans. However, prescription medicines, vision, dentistry, and other treatments are not covered under original Medicare.

●     Original Medicare Benefits

Cost-effective. The Medicare Part A monthly payment is free for the majority of Americans, and in 2022, the Medicare Part B monthly cost will start at just $148.50. Your monthly Medicare expenses may be removed from your Social Security benefits automatically.

National coverage. In the United States, Original Medicare is known everywhere. Those that travel regularly may find this to be extremely useful.

●    The Shortcomings of Original Medicare

Absence of further protection. Original Medicare covers only hospital and health services. Coverage gaps for treatments like vision, dentistry, and other types of care may result from this.

Medicare Advantage

About trustworthy Sources, 31% of persons with Medicare coverage have a Medicare Advantage plan. While most Advantage plans might cost more initially, they can also result in long-term cost savings.

●     Medicare Advantage’s Benefits

Cost-effective. Medicare Advantage may enable you to save money. According to ResearchTrusted Source, Advantage plan members can save more money on specific medical treatments. Additionally, there is an out-of-pocket cap for all Part C plans.

Plan diversity. Advantage plan structures come in five varieties: HMO, PPO, PFFS, SNP, and MSA.

●    The Shortcomings of Medicare Advantage

Additional front-end fees. Unlike original Medicare, an Advantage plan has a deductible, co-payments, and coinsurance for prescription drugs, in-network services, out-of-network services, and other services.

Medicare Part D

Part D provides supplementary coverage for prescription drugs not covered by basic Medicare. You can replace part D with a Medicare Advantage plan. Part D is a fantastic substitute for Medicare Advantage if you don’t want it.

●     Medicare Part D’s Benefits

Consistent coverage. Each Part D plan you participate in must provide the minimum coverage mandated by Medicare.

●     The Shortcomings of Medicare Part D

Varied formulas: Medicare Part D’s prescription medications differ by plan. It would be best if you thus located a plan that expressly covers your prescription drugs. You might need to make concessions in some circumstances.

Medigap

A private supplementary insurance option called Medigap can assist in covering Medicare expenses, including deductibles, co-payments, and coinsurance.

●    Medigap’s Benefits

Financial support. Anyone who needs more insurance to pay medical costs should consider Medigap. After Medicare has paid its portion, Medigap takes over to cover any remaining expenses.

International coverage. You get coverage for international medical services if you supplement your Medicare plan with a Medigap policy. For someone who enjoys visiting other countries, this is advantageous.

●    The Shortcomings of Medigap

Solitary coverage. Your spouse won’t be covered because Medigap is a single-user policy. You must sign up for different Medigap policies if you and your spouse need additional insurance.

Bottom Line

The most excellent Medicare plan addresses your essential financial and medical requirements. Each Medicare plan choice has benefits and drawbacks, ranging from cost effectiveness to provider restrictions.

The best Medicare plan for you will depend on whether you select Medicare Advantage or original Medicare with add-ons.

 

 

 

 

By |2022-08-04T09:15:14-05:00August 4th, 2022|Dr. Mauk's Boomer Blog, News Posts|Comments Off on Guest Blog: How to Help Your Elderly Loved One Find the Best Medicare Plan

Dental Care Tips for the Elderly People of Age 55+

 

1. Introduction to Oral Health

An increase in education about oral health, as well as better access to toothbrushes, fluoride toothpaste and floss, have led to more older adults retaining their original teeth. However, as you age, your teeth and gums require a little extra attention. Read on to learn about how to care for your teeth after 55.

2. Oral Health Challenges in Aged People

– Dry mouth
Hormonal changes and many medications contribute to reduced saliva production resulting in dry mouth. Dry mouth can increase the risk of tooth decay and gum disease by allowing bacteria to breed more easily and can also lead to difficulty speaking and eating, fungal infections and problems wearing dentures.

– Attrition
Attrition refers to general wear and tear on teeth that occurs as you age. Years of chewing and grinding wears down tooth enamel increasing the risk of cavities.

– Diseases
Older adults over the age of 55 years old have an increased risk of developing thrush, a fungal infection of the mouth, as well as oral cancers.

– Root Decay
Gums can recede as you age exposing the base of the tooth to bacteria which can decay your teeth from the roots.

3. Common Conditions Found in Aged of 55+

Even with a good oral care routine, adults over the age of 55 years old have an increased risk of developing some problems with their teeth and gums. Some common conditions include:

• Darkened teeth which is often due to enamel erosion and changes in the dentine inside the teeth, but can also be caused by regular consumption of dark foods and beverages.
• A reduced sense of taste which may be due to the side effects of some medications but can also be caused by dentures.
• Gum disease which is most often caused by plaque build-up but can also be caused by cancer, anaemia and diabetes.
• Misaligned jawbone as a result of tooth extraction or loss without replacing the missing teeth which lets remaining teeth drift.

4. What Can You Do to Maintain Your Oral Health?

To keep your natural teeth strong and bright for many years to come, there are several ways you can protect your teeth and gums.

– Increase Fluoride
Fluoride is present in most drinking water and in dental products like toothpaste and mouthwash. Increasing your use of fluoride can help to protect your teeth from cavities by helping to remineralise your teeth after acid wear.

– Eliminate Tobacco Chewing
Tobacco chewing has been linked with several negative oral health issues including cavities and discolouration. But quitting tobacco can be a challenge. Talk to your doctor about resources to help you quit and make an appointment with your dentist in Southend for a tooth whitening treatment for a brighter smile.

– Increase Oral Hydration
Staying hydrated is a great way to combat dry mouth as a result of medication. Keep a water bottle close by and sip throughout the day. You can also improve your oral hydration by chewing sugarless gum and limiting your intake of alcohol.

– Antibacterial Wash
Improve your oral health by reducing the build-up of plaque with antibacterial wash. Swish a small amount of alcohol-free mouthwash in your mouth after brushing at night.

5. Conclusion

With proper oral care your teeth and gums will last your lifetime but take extra care of your teeth after the age of 55. If you interested in learning more about how your oral health changes as you age, call your local dentist for an appointment.

Author bio:
Located on the Southchurch Road, Parmar Dental is a multi-award winning
Southend Orthodontics offering high standard and quality dental treatments that
patients always expect. Parmar Dental provides dental care in a very relaxed and
tranquil environment, where each visit would be a unique experience for their
patients.

By |2022-07-30T11:41:41-05:00August 3rd, 2022|Dr. Mauk's Boomer Blog, News Posts|Comments Off on Dental Care Tips for the Elderly People of Age 55+

Five Eye Health Tips for Maintaining Long-Life Vision

 

As you age, so do your eyes. It is a simple fact of life, however, age related vision problems don’t need to be a lifestyle changer. Knowing what’s to come and how you can maintain your vision for the long haul is an essential first step, according to the American Optometric Association.

As you approach 60 years young, it is vital to pay more attention to the warning signs of age-related vision issues. Vision problems as you get older can be acute or chronic, but knowing how to steer clear of them is probably at the top of your list.

Making significant lifestyle choices and getting regular eye exams will help keep you focused on your eye health. Let’s face it, visiting your optometrist is more fun than seeing your dentist or primary physician. Let’s take a look at a few ways you can keep your vision strong, no matter your age.

  1. Visit Your Eye Doctor Regularly for Optimal Eye Health

There are some pretty unfavorable eye diseases you may be at risk for, especially if you skip your eye exams. In order to keep your vision as keen as a 20 year olds, visiting your optometrist regularly is vital.

In fact, an article published in academic journal, American Family Physician (1999) found several common causes of vision loss in the elderly. The vision debilitating eye diseases you may be at risk for include Macular Degeneration, Glaucoma, Cataracts, and Diabetic Retinopathy, among others. Seeing your eye doctor will help you avoid these chronic vision loss conditions.

  1. Eat Right to See Right

What you eat directly affects your health. And the same applies for your eye health. Eating the healthy nutritious meals at least three times per day is one exceptional way to keep your focus on great vision.

Food loaded with nutrient rich vitamins and minerals, such as omega-3 fatty acids, lutein, zinc, and vitamin C, and vitamin E may help keep your eyes in superb shape. Those greens, eggs, nuts, and salmon are a great place to begin. You may even see a few pounds shrink away from your waist.

  1. Focus on Eye Health and Quit Smoking

Saving your lungs from smoking is also saving your vision from acute and chronic vision issues in the future. In fact, smoking increases your risk for cataracts, optic nerve damage, and macular degeneration.

pic2

If quitting your attempt to quit smoking continues to happen, don’t give up. Your vision as you age may depend on it. And if you quit smoking, you will most likely live longer, making it even more imperative to have great vision to see your grandchildren blossom.

  1. Look Cool and Protect Your Eyes with UV Sunglasses

If keeping your eyes healthy aligns with your fashion, even better. Wearing UV sunglasses may help protect your eyes from the sun’s powerful rays. Research suggests that too much UV exposure will increase your risk for cataracts and macular degeneration.

Pick up some sunglasses with 99% to 100% of both UVA and UVB rays. Protecting your peripheral vision is also important, so wraparound shades may be even better. There are even contacts with UV protection these days. However, sunglasses with UV block are best.

  1. Limit Your Screen Time for Better Vision Later in Life

Limiting your screen time is nothing new. In fact, mothers have been saying television ruins eyes for decades. If you want to protect your eyes, taking a break from so much screen time is essential.

pic3

This also extends to tech devices such as smartphones, tablets, and laptops. The American Macular Degeneration Foundation suggests that the blue light emitted by these tech screens may trigger macular degeneration, among other health issues.

Protecting your eyes today may pay off big time as you begin reaching those golden years. And it is never too late to start living healthy to improve your vision. Most of the suggestions made by professionals can also make a big impact on your overall health. Stay focused when it comes to eye health, because seeing is an important sense to maintain forever.

Save

Save

Save

By |2022-06-21T11:37:33-05:00July 30th, 2022|Dr. Mauk's Boomer Blog, News Posts|Comments Off on Five Eye Health Tips for Maintaining Long-Life Vision
Go to Top