Jim

About Jim

CFO - Senior Care Central, LLC

Guest Blog: Home Care vs. The Alternatives: How to Make The Right Choice

Choosing the type of care for your senior family member can be stressful and difficult. The options alone can be confusing. While nursing homes and other more popular, familiar alternatives are often the first choices of most families, many are now choosing to hire medical homecare professionals to provide home care for their elderly loved ones.

Home care is a type of in-home service for seniors and the elderly. Care and services are provided in the home, so your loved one does not have to live separately and far away from you. It has several advantages for you and your senior family members. However, nursing homes and other alternatives also offer some benefits. So, which one should you choose? Should you go for home care, or should you choose a more familiar option?

To make sure you explore your choices efficiently, it is vital to understand each care type and what it can offer to your senior loved one – and to your family, as well.

Different Types of Senior and Elderly Care Services

Aging in Place/Home Care

Aging in Place is another term for home care senior services. This option is ideal for seniors and the elderly who need assistance or personal care for their daily living activities (ADL) – such as dressing up, personal hygiene, and preparing and eating meals – and instrumental activities of daily (IADL) living such as housekeeping and shopping. It does not provide medical care.

If you are considering home care for your senior loved one, there are several things you need to consider.

  • Home care is ideal for seniors whose homes are in a safe and secure neighborhood. A gated village or community is ideal, although it’s not necessary.
  • The home should be accessible; transportation should be easy so that your senior loved one won’t have to worry about driving the car.
  • Seniors should have their family, loved ones, or friends nearby. They should be available to help when needed.
  • The home should be easy to renovate or modify to accommodate to adjust to your senior loved one’s needs.
  • Home care is ideal for seniors who do not require a nurse or any other medical professional. Medical needs should be simple.

Aging in place is preferred by families who want a one-on-one and more personal senior care service. It’s an environment that allows the caregiver and his senior client to establish a comfortable and trustworthy relationship. Additionally, home care is also more exclusive than the alternatives because you and your family work with only one caregiver.

Nursing Homes

Nursing homes are the more popular option among the alternatives. They offer custodial care, which refers to non-medical assistance such as bathing, eating, and dressing up. Nursing homes also provide professional medical care. Licensed physicians and nurses are usually on-call 24/7.

These places are ideal for seniors in need of a high level of personal and medical care. Many of its senior and elderly residents were brought there because of an illness or after hospitalization. Nursing homes are also ideal for seniors with Alzheimer’s or dementia as the facility is safe and security is tight.

Assisted Living Facilities

Assisted living facilities offer 24-hour access to care and supervision. These facilities provide room and boarding services to seniors and the elderly. The residents can easily and freely interact with each other.

These facilities do not offer professional medical services as there are no physicians or doctors and nurses in the community.

Assisted living facilities are ideal for seniors and the elderly. They need assistance with some of their day-to-day activities, such as going to the bathroom in the middle of the night and preparing meals.

Independent Living

Independent living housing arrangements are ideal for seniors and elderly residents aged 55 years old and up. It is specifically for those who do not need assistance or require minimal help with their day-to-day activities. There are no licensed physicians and nurses in the housing facility.

Seniors can choose from two housing types: freestanding or apartment-like homes. These houses are easy to manage and do not require yard work and heavy maintenance.

Independent living housing provides its senior residents with fun activities, amenities, and services.

Retirement Community

Also called Continuing Care Retirement Community (CCRC), retirement communities put together assisted living, home care, and independent living in one location. This concept allows seniors to live in one community, so when their housing needs and care level changes, they can conveniently move to one that’s ideal for them.

Retirement communities can be expensive, though, as housing costs and monthly fees can change as the level of care required changes.

Things to Consider

Aside from understanding each option, it is also essential for you and your family to consider the following when deciding which senior care service to choose.

  • Daily physical and medical needs of your senior loved one.
  • How accessible and safe the community/facility location is.
  • Are you capable of meeting the required expenses?
  • Your senior loved one’s emotional and social needs.

With all the information you have, choosing the right care type for your senior family member will be easier and less stressful.

 

By |2022-10-26T10:18:15-05:00November 9th, 2022|Dr. Mauk's Boomer Blog, News Posts|Comments Off on Guest Blog: Home Care vs. The Alternatives: How to Make The Right Choice

Guest Blog: How to Take Care of Elders Who Are Living Alone: 4 Important Tips

 

 

Do you feel that your elders are not safe in their house anymore? Of late, you may be noticing that their house is always in a mess, or that they are not grooming regularly. It is apparent that they are skipping meals and medications. It is all too frightening to see the people who brought you up becoming so helpless and careless in their old age. It is not their fault, but now it is your responsibility to take care of them.

We have put together some tips that will help you plan long term care for your loved ones when you feel they are getting too old to take care of themselves:

 

 

1. Confront Your Elders: Sit with them and inquire about the problems they may be facing. Is it an untreated chronic pain that has worsened over time, rendering them unable to do simple tasks that they had no problems executing previously? Is it a loss of a loved one they are mourning? Are they feeling marooned from the rest of their family? Isolation or lack of support can be a major recipe for depression.

2. Express Your Concerns: Sometimes elders feel that they have become a burden on their family. This is why they stop sharing their problems. Maybe if you express your concerns, they will honestly tell you what is troubling them.

3. Respect Their Independence: Unless your elders are not completely disabled, they have the right to make their own decisions. If you think something is right for them, let them know about it in an open-ended way. Never impose anything on them.

4. Keep External Help Handy: You might be confident about your situation-handling capabilities, but it is a good idea to keep home care providers, doctors, and geriatric care managers in the loop. Also, you might consider making your elders meet other people who have used home care services before. Hearing unbiased feedback might remove their fear of the unknown.

Old age is the onset of childhood. Even though we tend to ignore our elders as they age, we should realize that, with age, they need greater affection and care. If you are not able to take care of your elders due to responsibilities and work pressure, taking in professional help is a viable option.

 

By |2022-10-26T10:17:53-05:00November 7th, 2022|Dr. Mauk's Boomer Blog, News Posts|Comments Off on Guest Blog: How to Take Care of Elders Who Are Living Alone: 4 Important Tips

Guest Blog: Romance can spark retirement planning

pic-1

Romance is an exciting prospect to pursue during the retirement years. In fact, a study conducted by Merrill Lynch and Age Wave revealed that 69% of retirees find romantic activities a priority during the golden years.

Of course, proper retirement planning is needed in order for couples to make time for love. It can’t be stressed enough that 70% of people age 65 years and above is expected to receive some form of long term care in the future. And a long term care insurance (LTCI) basically covers that particular need.

Now, the great thing about planning early for long term care is that not only will partners be able to receive care when they need it. Couples preparing together can also strengthen their relationship. A stronger bond with each other effectively prevents any arguments that spouses may encounter in the future. Planning, in a way, sets one’s hopes and expectations for the romantic ride in the next couple of years.

As a couple, setting your sights on some romantic retirement activities can be a motivational tool for you both to prepare for your tomorrows. Here are some suggestions you may want to do together:

Travel

Experience unforgettable moments by exploring new places. It doesn’t need to be far – the important thing is you’re together in a strange and exciting place!

Higher Education

Bring back the wonders of school romance by pursuing higher education. Aside from having the chance to pass love notes in class, the knowledge gained from school can be used for possible business opportunities during retirement.

Movies

Retirement means more time with each other. So grab some popcorn and enjoy watching some romantic movies together.

Cooking

Food is the way to a man’s (or even a woman’s) heart. Enjoy whipping up some meals for each other.

Health

Keeping fit is better when done with a partner. Even something as simple as walking together in a park should keep you and your date fit and happy.

Go on a Date

Even single retirees can join in the fun.  Retirement can be a good time to meet, mingle, and spend time with a new and special friend.

And the list goes on. No matter which activity you and your spouse may want to do, an LTCI will grant the security in case something dire happens. Make sure to get a suitable LTC coverage for your romantic retirement getaways today.

Author Bio: Violet Swenson is the Online Content Director at LTC Global Agency, a reliable provider of long term care insurance since 2002. Our strong partnerships with top companies across the country help us deliver the most competitive products in the industry.

Save

Save

By |2022-10-26T10:17:06-05:00November 5th, 2022|Dr. Mauk's Boomer Blog, News Posts|Comments Off on Guest Blog: Romance can spark retirement planning

Guest Blog: The 5 Most Common Types of Dementia

Many people assume that dementia is a disease in itself, but it’s not.

Dementia is more of a blanket term used to describe several conditions affecting the brain, typically characterized by the loss of cognitive functioning.

People living with dementia often have problems thinking, reasoning, and remembering, often to the point where it interferes with their daily lives.

Even behavioral abilities are affected by dementia, with some having difficulty controlling their emotions.

At its earliest stage, dementia would be starting to affect cognitive abilities. As it progresses, the symptoms become worse.

By the time the affected person reaches dementia’s most severe stage, they would be dependent on in-home dementia care for the most basic functions of living, like brushing their teeth and taking care of their personal hygiene and grooming.

There are several types of dementia, the most common of which include:

1. Alzheimer’s Disease

Alzheimer’s disease is the most common type of dementia, as it makes up 60 to 80 percent of all dementia cases..

A progressive and irreversible condition, Alzheimer’s affects that part of our brain responsible for language abilities, formation of short-term memories, and comprehending and remembering information.

Apart from the diminished ability to understand and remember information, other signs and symptoms of Alzheimer’s include:

  • Inability to remember recent events
  • Eventual loss of memories of long-term life events
  • Reduced decision-making abilities
  • Inability to perform simple tasks
  • Difficulty following a conversation
  • Confusion/Disorientation
  • Disinterest in favorite activities and hobbies
  • Repetitive words and sentences
  • Paranoia
  • Reduced fine motor skills

2. Vascular Dementia

As its name suggests, vascular dementia is associated with reduced blood flow in the brain, typically caused by a stroke or atherosclerotic disease.

Next to Alzheimer’s, vascular dementia is the second most common type of dementia, and it causes, among other things, confusion and disorientation, inability to concentrate for extended periods, difficulty completing tasks, and vision problems.

3. Lewy Body Dementia

About 5-15% of all dementia cases are classified as Lewy Body Dementia, which occurs when abnormal protein deposits in nerve cells affect the area of the brain responsible for thinking and physical movement.

These deposits prevent the brain from sending chemical signals to the body, leading to memory loss and delayed reactions.

On top of memory loss and diminished language and reasoning abilities, people living with Lewy Body dementia also experience insomnia, depression and anxiety, and symptoms similar to Parkinson’s disease, including feelings of weakness, difficulty walking, and tremors.

4. Parkinson’s Disease

Parkinson’s disease is caused by nerve cell loss in the substantia nigra, the part of the brain that plays a crucial role in movement. When people living with Parkinson’s reach the disease’s advanced stage, they will likely develop dementia.

Aside from dementia, Parkinson’s patients also experience symptoms such as difficulty comprehending visual information, irritability, paranoia, depression, trouble walking and speaking, and tremors, which could affect any part of the body but are most common in the hands.

5. Frontotemporal Dementia

Frontotemporal Dementia affects the brain’s front and side areas, which are tasked with controlling a person’s behavior and language.

While its cause has not yet been identified, frontotemporal dementia is already known to run in families and affect individuals as young as 45-years-old.

As frontotemporal dementia affects the parts of the brain responsible for behavior and language, behavioral issues such as loss of motivation and inhibition and speech problems are common symptoms among those who have the condition.

These are the most common types of dementia, and there are several other subtypes and rare forms.

If you suspect that a loved one has dementia, it’s best to bring them to a neurologist for immediate diagnosis.

By |2022-09-29T15:19:49-05:00October 31st, 2022|Dr. Mauk's Boomer Blog, News Posts|Comments Off on Guest Blog: The 5 Most Common Types of Dementia

Guest Blog: 5 Reasons It Is Important for Senior Citizens to Have a Medicare Plan

As we age, it becomes increasingly important to have a solid healthcare plan in place. Medicare is one of the most popular healthcare plans available for senior citizens, and there are many reasons why it is important to have coverage through this program. For instance, Medicare can help to cover the costs of hospital stays, doctor visits, and even prescription medications. Another reason Medicare is so important is that it can help fill in the gaps left by other types of insurance coverage. For example, if you have private health insurance, some services may not be covered by your plan. Medicare can help to cover those costs so that you don’t have to worry about them. Here is a look at five reasons senior citizens need a Medicare plan.

1. Cover the Costs of Hospital Stays

Senior citizens are prone to a variety of health issues that can require hospitalization. These issues include strokes and heart attacks, broken bones, and pneumonia. Medicare can help to cover the costs of these hospital stays, which can be very expensive. If you go without coverage, you may have a large hospital bill you will be responsible for paying. In cases where a senior citizen is sent to a nursing home after a hospital stay, Medicare can also help cover the stay’s costs.

2. Cover the Costs of Doctor Visits

As we age, we tend to see the doctor more often. This is due to various health issues that can come up as we get older. For instance, we may need to see the doctor for routine checkups and more serious problems. Medicare can help cover the costs of these doctor visits, saving senior citizens a lot of money. In addition, Medicare can also help to cover the costs of preventive care, such as mammograms and screenings for colon cancer. You don’t want to go without this coverage, as it could cost you a lot of money in the long run.

3. Cover the Costs of Prescription Medications

Another important reason senior citizens need to have a Medicare plan is that it can help cover the costs of prescription medications. As we age, we tend to take more prescription medications than we did when we were younger. This is due to various health issues that can come up as we get older. Medicare can help cover the costs of these medications, saving senior citizens a lot of money. Medicare can also help cover the costs of generic medications, which can be even cheaper than brand-name medications. However, it is important to note that Medicare covers not all drugs. You will need to check with your specific plan to see what is and is not covered.

4. Cover the Costs of Vision and Dental Care

Another important reason senior citizens need to have a Medicare plan is that it can help cover the costs of vision and dental care. Senior citizens need to see the dentist more often than they did younger. This is due to various health issues that can come up as we get older. Additionally, senior citizens often need glasses or contact lenses as they age. Medicare can help cover the costs of these vision and dental care services, saving senior citizens a lot of money.

5. Cover the Costs of Hospice and Home Health Care

Finally, another important reason senior citizens need to have a Medicare plan is that it can help cover the costs of hospice and home health care. Omaha Insurance solutions understand that the end of life can be difficult for individuals and their families and they make it easier to pick a medicare plan that will help with any cost there might be. Insurance companies offer hospice and home healthcare coverage through different medicare plans. Hospice care can help to provide comfort and support for those nearing the end of their life. Home health care can help provide care for those unable to care for themselves. This coverage can be very beneficial for the individual and their family.

Conclusion

There are many reasons why senior citizens need to have a Medicare plan. If you or someone you know is a senior citizen, it is important to ensure that you have a plan. Omaha Insurance can help you to find the right Medicare plan for your needs.

 

By |2022-10-31T12:52:57-05:00October 31st, 2022|Dr. Mauk's Boomer Blog, News Posts|Comments Off on Guest Blog: 5 Reasons It Is Important for Senior Citizens to Have a Medicare Plan
Go to Top