Jim

About Jim

CFO - Senior Care Central, LLC

Why Choose an Eco-Friendly Senior Living Community

You might be looking for a senior living community, either for your folks or somewhere to retire when you’ve hit that advanced stage in life. It’s more than looking for a location that will be your new home, and you deserve nothing but the best.

Some of the criteria include great amenities, an accessible support system, and social opportunities that are especially for the seniors living in it. One option is to look for eco-friendly senior living communities, upgraded areas that are not just focused on reducing the carbon footprint of its area. Its all-around approach to sustainability means that it can give you and your family an improved quality of life. To better appreciate this fast-rising alternative, here are a few reasons why you should choose an eco-friendly senior living community:

Reduce plastic waste

Although plastic waste reduction sounds like a vague and wide problem, it actually affects each of us in ways we’re not even aware of. Studies have shown how certain chemicals in plastic packaging can leech into the food and beverages wrapped within. This poses health risks that are only magnified with age.

Generally, an eco-friendly senior living community sources its needs from socially and environmentally responsible sources. This includes the preferences toward organically grown produce often delivered from the farm straight to their doorstep. These are fruits and vegetables that reduce the use of plastics that not only pose risks of contaminating food but are also disposed of afterward after only being used once.

Additionally, most of these communities have proper waste management plans that invite their members to participate in. Knowing that your wastes, plastic or not, is handled and managed well, assures you that less of these materials end up in landfills or worse, the oceans.

Better energy efficiency

Most green senior living communities have implemented the use of alternative energy sources such as solar or wind. To be honest, these options are might appear discouraging in the form of higher upfront costs. However, remember that these investments pay for themselves in the long run. In fact, the costs of renewable energy sources have plunged over the years and are expected to go cheaper in the future. A study showed that 62% of these energy sources were cheaper than the cheapest form of conventional fossil fuel use.

Other energy-efficient and environmentally-friendly alternatives also benefit the seniors that live in them. Stable and consistent geothermal heating and cooling allows near-constant access to these utilities at a lower cost and computed, low-flow plumbing helps preserve water and makes for gentler showers. There are even indirect energy benefits to choosing an eco-friendly senior living community, such as its sustainable sourcing options meaning less energy used for transport, processing, and packaging of the foods they eat.

Safer and for the residents

There are senior living communities, and there are eco-friendly senior living communities. By choosing alternatives that are good for nature, these locations are basically healthier for the people in advanced age living in them. You’ve probably heard of natural paint, or eco-friendly paint for some, which contains significantly lower levels of volatile organic chemicals (VOCs). These compounds have an effect on the air quality surrounding them, especially in rooms where people might spend most of their time. The Environmental Protection Agency (EPA) has listed a number of short- and long-term health effects of these materials.

Aside from paints, the same applies to adhesives, sealants, and other substances used in finishing and furnishing houses. Also, you can expect these communities to make healthier choices in all aspects of lifestyle such as considerations on ventilation and air quality, and natural lighting for illumination. While these all sound like minor details, any of these factors could contribute to the difference between health and disease in an older individual.

Promote a healthier lifestyle

The human body is a complex machine made of too many parts, each of them requiring a specific level of care to maintain. As people age, they get weaker and require additional care to avoid any untoward events. Developers behind an eco-friendly senior living community are aware of this and try to provide as much encouragement and incentive as they can to get the seniors to move more.

In terms of encouraging physical activity, note how these locations have scattered green spaces all over the place instead of a singular area with trees. Additionally, there are roads intended only for walking or jogging, oftentimes bicycle lanes being separate. Also, a common amenities to this goal is the inclusion of regular exercise programs that not only invite the residents to exercise but also give them an opportunity to meet new people.

Conclusion

In looking for a senior living community, you deserve nothing but the best. Although it seems like the problems of the world are not our concern when looking for the perfect location, the benefits listed above show how our choices affect the environment and affect us in return. By going for an eco-friendly senior living community, not only do you help make the world a better place, but also provide the best option available.

By |2024-01-29T11:52:39-05:00February 3rd, 2024|Dr. Mauk's Boomer Blog, News Posts|Comments Off on Why Choose an Eco-Friendly Senior Living Community

Guest Blog: When You Should Consider Braces for Crooked Teeth Problems After 50

As you grow older, there’s a chance that you might start to have crooked teeth problems. And if so happens, then it is important that you consider orthodontic treatment like teeth braces to fix crooked teeth problems to make sure that it doesn’t lead to other health problems.

How Do Your Teeth Become Misaligned as You Grow Older?

The support structures that once kept your teeth in place, like the ligaments and muscles in and around your mouth, weaken with age. Jawbones, like any other bones in your body, are more prone to become dense and lose minerality too.

Other reasons like genetics, poor oral hygiene habits, or not eating the right nutrients can take its toll and contribute to having crooked teeth.

What are the Crooked Teeth Problems?

  • Crooked teeth can affect your dental health and overall health in a variety of ways. Since it’s harder to brush or floss with crooked teeth, crooked teeth can cause many oral problems like:
  • Crooked teeth are harder to clean and can cause dental plaque, which can contribute to problems like yellow teeth and bad breath.
  • Food particles are more likely to get lodged into your teeth and cause plaque. Plaque can cause the structure around your teeth to weaken due to a bacterial infection. This infection is known as periodontal disease.
  • Crooked teeth can also cause speech problems. People can only pronounce words because of the teamwork of the teeth and tongue by creating sounds by curling or pressing lips against the teeth. If teeth are misaligned, sounds can come out wrong.
  • Crooked teeth can also affect your overall confidence because of all of these problems.

What are the Treatments to Fix Crooked Teeth After 50?

 Traditional Teeth Braces:

These old school teeth braces can correct the severest cases of the most critical kind. These braces are cost-effective, but the metal brackets and wires can be a bit tricky to deal with.

 Ceramic braces:

If you are conscious about wearing traditional metal teeth braces, ceramic braces might be the right choice for you. They match the color of your teeth, so they are less prominent when you smile, and you don’t have to be conscious of them. But this comes at a cost. They cost a bit more than traditional teeth braces.

 Aligners:

If you are very conscious about how your teeth look in braces, then aligners are the right option for you. These clear aligners are almost invisible on your teeth, so they are practically unnoticeable by other people when you laugh or smile.

These can be used to correct mild to moderate teeth misalignments, and cost a lot more than metal or ceramic teeth braces.

If you have misaligned or crooked teeth, it might be best for your oral health and overall well-being to get your misaligned teeth treated as soon as possible. For choosing the right teeth straightening option for yourself, remember to pick the orthodontist you feel most comfortable with and can guide you accordingly.

Author Bio:

Creating perfect smiles is what Dr. Satish Pai is committed to. An orthodontist by profession, he believes that a perfect smile is a powerful part of a person’s personality. When he is not working hard on perfecting his patients’ smiles at Putnam Ortho, he is busy writing engaging articles about everything related to healthy and perfect smiles. His other passions include golf, yoga and surfing. Spending time with his family always brings a smile on his face.

By |2023-12-22T12:18:24-05:00January 31st, 2024|Dr. Mauk's Boomer Blog, News Posts|Comments Off on Guest Blog: When You Should Consider Braces for Crooked Teeth Problems After 50

Guest Blog: 5 Tips for Finding a Life Insurance Policy that Works For You

In a world full of uncertainties, it is important to ensure your protection and that of your loved ones are guaranteed. A life insurance policy is a legal and mutual contract between you and a life insurance provider. In a life insurance policy, the insurer is called upon to make certain payments of money and list down beneficiaries who will benefit from the program if the insurer dies off in case of an unfortunate happening.

One of the biggest financial decisions you will ever make is signing up for a favorable life insurance policy that will wholesomely come through for you in any tight situation. The following are tips for finding a favorable life insurance policy:

1. Assess the Current Financial Situation You’re in

Before settling on a life insurance policy, you have to have a definite picture of your financial health. Assess the total amount you have that will cater for your family members, which includes:

  • Monthly income
  • The emergency funds available
  • The life insurance coverage via work
  • The retirement savings.

You may add up all the assets and find out that you are not eligible for a life insurance program. To ensure you make the right decisions, you should work with a financial planner to help you decide what needs to be safeguarded by the life insurance policy.

2. Understand What Affects Your Life Insurance Rate

When deciding on the rate, you need to pay for coverage; the key factors looked at by life insurance companies are your health and age. The younger you apply for your life insurance, the cheaper the life insurance rates are. This is because people are mostly healthy when they are young and run into fewer risks that push them towards applying for insurance policies.

The type of policy granted to you and the death benefits hugely depends on the rates paid by you. Most life insurance policies have an option for you to convert a term life insurance policy to a permanent insurance policy as desired with an increase in your income.

3. Choose an Insurance Policy Type

When planning to buy a life insurance policy, you have the option to choose between a term policy and a whole life insurance policy. A term policy is an advantageous way to help you cover bills such as mortgages or your kid’s education because they are only for a while.

However, a permanent life insurance policy is long-term with lifelong coverage. Compared to a termed insurance, permanent life insurance is expensive because of its high cash value. The cash is useful in supplementing retirement income or during emergencies.

4. Assess Your Life Insurance Goals

Every person has different goals and intentions with their insurance policies. With the aid of a suitable insurance policy, you have to formulate your goals well and ensure the amount you are directing to the insurance company can comfortably fund your goals without inadequacy. Whether it is a team or lifelong insurance, Omaha Insurance Medicare Agent ensures your assets are safe and all the goals are met at the end of the day.

A unit-linked insurance plan helps you take care of matters such as your child’s education and purchase a retirement plan that guarantees your daily expenses after retirement. Also, it is crucial to set realistic goals depending on the income you generate.

5. Name Your Life Insurance Beneficiary

A life insurance beneficiary is a person who benefits from the proceeds of your insurance policy. When choosing a beneficiary, it is important to choose wisely as this is the individual who will reap the fruits of your labor when you are not around. You can contact an independent agent to walk you through choosing your beneficiary.

When choosing a beneficiary, avoid opting for minors or infants that may fail to receive the funds. Also, avoid naming an estate as a beneficiary because it may go through tax implications, and you end up not benefitting from the insurance you worked hard to save for.

When going through the life insurance applications, ensure you have someone with your best interest in mind so that you can make sober decisions. While tapping into life insurance, you have to be intentional with the plans you have and prioritize paying the stipulated amount so that when the time comes for you to withdraw the money, you have something that can guide you to the next step in life.

 

 

By |2023-12-22T12:18:07-05:00January 29th, 2024|Dr. Mauk's Boomer Blog, News Posts|Comments Off on Guest Blog: 5 Tips for Finding a Life Insurance Policy that Works For You

Mastering your medical paperwork: Tips from a professional organizer

By Radha at Inspire

Inspire is a leading social network for health that connects patients and caregivers in a safe permission-based manner

Mastering your medical paperwork: Tips from a professional organizer

Who knew getting sick could require the combined skills of a librarian and an archivist? For most of us, managing the paperwork that comes with medical care can be an overwhelming task.

“In so many ways, you’re powerless,” said J.J. Jackson, an organization professional in the Washington D.C. area and owner of PaperworkMaven.com. “Especially people who have a lot of doctor’s appointments, they’re really sick and just don’t have the energy to do all this stuff… It’s so frustrating and it takes emotional time.”

Getting on top of medical paperwork – mainly, knowing where things are, what is complete, and what is not – can help people reclaim some power.

“It definitely empowers me,” Jackson said, because tracking her information gives her a complete picture of her medical and financial situation and she can speak with confidence about tests, needs, and money paid and owed.

Organized medical paperwork can also reduce stress and even save money. If you’re struggling to keep medical paperwork organized, here are 5 easy tips from a professional organizer.1. Put everything in one place

1.  Put everything in one place

At minimum, having everything together is critical, Jackson said. This could be the point where some people stop; it might be a starting point for others to organize further. But as long as everything is in one spot – a box, a folder, a digital file – you can get to it later.

2.  Set aside time for paperwork (it’s probably less than you think)
Time is the number one thing that Jackson said gets in her way.

For someone who has regular medical appointments and a paperwork backlog of several months, Jackson estimated about three hours of concentrated work to organize paperwork into a system. However, once the system is in place, it may require less than 30 minutes per week to log and file new information. In her experience, Jackson said calling insurance companies takes up the most time.

3.  A Table of Contents is your best friend
Ideally, a system for paperwork would have an easy-to-skim main document to which related materials like receipts, Explanation of Benefits statements, medical reports, and images can be traced. This also makes it easy for others to figure out your medical picture, if necessary. It can be physical or digital.

Through her personal and professional experience, Jackson created a simple spreadsheet to track claims, a few claim details, and payments. Each line item corresponds to one day. Jackson labels related documents with the same line-item, so she knows what claim they correspond to. She won’t check off a line item until each task and payment associated with it is resolved.

“It’s about making sure you have enough detail to track things needing attention and things that are done,” she said,


Create a chart to organize and track your medical paperwork.

4.  Delegate
Many people don’t realize they can and should delegate paperwork-related tasks. But, Jackson said, consider that having your medical paperwork in order is important enough to devote resources to it.

“I think people think they ought to be able to do it themselves,” she said. “It’s ok if you don’t want to do it. If someone is sick, I think it would be such a gift to them. If they just don’t have time or energy or the emotional capability doing that, as a family member or friend, that is an excellent gift to give.”

Expert resources from organizations like the National Association of Productivity and Organizing Professionals and the American Association of Daily Money Managers could be of use said Jackson, who enlists help for medical tasks herself. And depending how comfortable you are letting others see sensitive personal health information, hiring someone to sort, log, file, and do general paperwork-related tasks could also help.

5.  Physical vs digital systems
Digital organization and cloud storage will be the way of the future, Jackson said. The challenge right now is that medical information is spread over multiple locations and multiple types (paper receipts and reports, emails, digital image files, audio recordings, and personal notes, to name a few) and there aren’t good ways to integrate these in one system.

Jackson has separate locations for physical and digital materials but sticks to the same labeling system that corresponds to her main chart. If you’re really committed to a paperless system, a good scanner is essential, Jackson said. A robust organization system should accommodate how you like to store and track your materials and adapt to changes in health needs over time.

Except for those who enjoy detailed organization work, Jackson admits getting medical paperwork organized is not fun. Rather, it’s a means to an end.

“The feeling I get when I’m done is really satisfying,” she said. “I feel accomplished and I feel empowered and like I have peace of mind.”

 

 

By |2023-12-22T12:17:45-05:00January 27th, 2024|Dr. Mauk's Boomer Blog, News Posts|Comments Off on Mastering your medical paperwork: Tips from a professional organizer
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