Home care is often preferred by seniors. An overwhelming 90% of seniors want to age in place. It is also affordable compared to nursing homes and assisted living facilities. However, hiring a caregiver may still be out of reach for many families.

1. Home Care Agency

A popular option for hiring a caregiver is through a home care agency. Hiring a caregiver through an agency allows seniors to have personalized one-on-one attention and flexible pricing (choosing less hours means saving on costs). You are also not responsible for any employer obligations like payroll tax and being held liable for any injuries that happen at home. However, this means that agencies pass administrative costs to the family which may still be unaffordable.

2. Family Caregivers

Did you know that there are an estimated 40 million unpaid family caregivers in the United States? Family caregivers perform a wide range of duties like paying bills, running errands, and helping with light household chores. Many family caregivers dedicate on average 20 hours a week towards providing care and some take time off work as well—resulting in a loss of earnable income. While being a family caregiver can save you money, your loved one may have needs that go beyond what you can support.

3. Local Classifieds

You can hire a caregiver directly through your local classifieds or online directory. Hiring a caregiver directly, and not through an agency can provide more affordable home care for your loved one, but there are some extra hurdles. You will need to personally interview and screen potential candidates. This involves meeting with the caregiver, verifying their references, and performing a background check. If your loved one needs care immediately, this process may be difficult and time consuming to do properly.

4. eCaregivers

After learning about using eCaregivers, you can find private caregivers with rates starting at $10-$14/hour for care, versus $20-$24 with an agency, helping you save thousands of dollars in a year while still ensuring quality home care for your loved one. All of the caregivers on eCaregivers have passed a background check so you have a peace of mind that you’re hiring a vetted caregiver for your loved one.

About the Author

Peter Kang is a writer for eCaregivers. He is inspired by his caregiver experience with his late grandfather and role model, a Korean War veteran, to help families find affordable care for their loved ones. Follow Peter on Facebook and Twitter.

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The post Guest Blog: 4 Ways You Can Find Affordable Homecare appeared first on Senior Care Central.

Healthcare costs are skyrocketing at record rates. This is making it less affordable than ever for Americans to get the care they need. It’s particularly hard for the most vulnerable of our population, seniors and lower-income families. In 2017, U.S. healthcare costs equalled over $3.5 trillion. That’s a number we should all be worried about. Here’s what we can all do about rising healthcare costs.

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Utilize Low-Cost Health Insurance
The first thing we can all do is look for low-cost health insurance options. For most, this means using a program like Medicare or Medicaid which is available to seniors or those who match certain income requirements.

Aside from federal programs, many families choose a high-deductible plan which costs less on a monthly basis but will still provide protection in emergency situations. This type of plan is known as an emergency plan, and it’s a good option for families who don’t expect to need regular treatment. Visit HealthMarkets´ list of low-cost health insurance companies for more information.

Take Advantage of Telemedicine
Another option is to stop seeing a traditional doctor for smaller problems. Today, you can reach a medical professional on your smartphone in just a few clicks. It’s faster, less expensive, and you don’t even need insurance in many cases.

Telemedicine can help with anything from therapy to the common cold. You can even get prescriptions through apps nowadays, and this saves both time and money.

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Prepare for the Future
Finally, we should all be preparing for the future. Unfortunately, many seniors find themselves unable to afford the right healthcare. We should all be saving today to prepare our families for a future in which we need more funds to afford healthcare.

In the meantime, we should talk to our politicians about finding new solutions to the healthcare crisis. From electing officials who focus on healthcare solutions to calling your congress representatives, every little action matters.

What are you doing to fight the rising healthcare costs? If you’re not prepared, you could find yourself facing a bad financial situation. Take these steps above today to protect your health. It’s the most important thing you have.

The post Guest Blog: What We Can All Do About Rising Healthcare Costs appeared first on Senior Care Central.

In the world of healthcare, the quality of assisted living can vary in any given location. That’s why it’s critical you do the correct homework while implementing strategies to find out the situation. There will be some potentially shocking things discovered along the way when you notice the differences between facilities. Many do not offer you the optimal care you deserve, but the price tag is also a variable. Generally, more expensive locations will have more accommodations and higher-level care.

Choosing Based on a Good Location

You might be wondering, “where can I find an assisted living near me?” Well, there are many viable locations to start exploring right now. It’s better to view this as an important journey rather than an arduous chore. Things can get challenging when it comes to making the final decision. Location is incredibly important because you want them to feel safe. According to Diamond Willow, they have a service that “covers a wide range of communities as Minnesota’s premier senior care provider, specializing in unmatched memory care and assisted living services.” They are giving you a wider range of options to make effective assisted living healthcare more convenient and accessible.

Use a Comprehensive Assisted Living Directory

One of the ways to get acquainted with the options in your area is through consulting with a directory. Here, you will discover some interesting options and can view the important details without even visiting. From there, you can compare and contrast which ones would be more suitable for your loved one. These directories have valuable information about living conditions and perks that come with each facility. You may also learn about the history of any given building and details like the age and qualifications. These are especially important if you have someone who needs intensive care and constant monitoring. Assisted living directories make the process of finding stable and safe healthcare opportunities more manageable.

Consult with Your Healthcare Provider

There are many tips to find assisted living facilities that will serve as a guide towards a successful decision. If you’re worried about regretting any given decision, then it would be a wise idea to consult with your healthcare practitioner to shed light on the subject. They will be well-acquainted with the dynamics of many local facilities because of their job working with people. This can be a significant advantage for discovering certain realities that you wouldn’t have discovered otherwise. For instance, if a facility has behavioral issues or problems with crime in a bad area then the doctor will know this. They will also be able to tailor your decision based on your personal medical history with better results!

Ask Friends and Family about their Experience

Another great way to gain insight into any assisted living facility is to speak with others who have gone through the experience themselves. One of the advantages of this is you’ll get transparent honesty from a friend or family member who experienced the current staff. This can be a variable that people often overlook when searching for good spots, and patient satisfaction is important. Reviews can also be found online which may enlighten you as to whether or not a care facility treats their elderly folks well. They can give you critical details about their experience and you can decide if certain elements are deal-breakers. Taking notes when they describe their experience is good for comparing spots later. Also, when someone speaks about their assisted living stories you’ll be able to get the general vibe which is better than reading reviews. Simply reach out and ask people about their time and see how you feel later when you deliberate.

Doing the Right Research Will Pay Off

It is possible to establish a good middle-ground without emptying your wallet in search of an assisted living location. When conducting your own research you must keep your budget in mind along with the smaller details of each location. It’s imperative you communicate effectively with the individual to ensure their needs are fully met across different atmospheres. The new spot should feel like home in a safe location that is accessible to the family. This helps because it’s easier to visit!

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